It has arrived. The time of year when stores are full of paraphernalia touting the 2016 in various combinations of gold, silver and black sparkles. Balloons, cakes, cards, and an endless supply of teddy bears, customized jewelry, and personalized paperweights. Mom’s best friend is bound to give an inspirational book and Aunt Carol will likely pick up one of those silly picture frames with the 2016 plastered all over it. Then there’s the most thoughtful relative that presents the car, perfectly wrapped with a big red bow on the roof, shining like a brilliant star atop the Christmas tree. [Read more…] about Don’t Buy Your Graduate a Car, Buy Gold Instead